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加拿大国际留学生
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我们知道学习是您的首要任务。获取从开立学生银行账户到制定预算的全方位协助。这样,您将对自己的财务状况倍感安心,并专注于对您来说最重要的事情。
学生银行账户和信用卡的优势
作为加拿大国际留学生,当您通过TD理财时,您会对自己的财务状况倍感安心。从开立学生银行账户到信用卡和GIC,了解我们如何为您安排妥当。如果开设TD学生支票账户,您无需支付月费,每月可进行无限次数的交易,还可以获享透支保障(需经批准),让您倍感安心。相关条款适用。想申请信用卡?如果您满足所有TD授信准则和其他条件,即符合资格。
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TD小型企业理财
TD国际留学生理财组合优惠可能随时变更、撤销或延长;除另有规定外,不能与任何其他优惠同享。除非另有说明,否则所有金额均为加元。
1 符合TD国际留学生理财组合优惠条件的国际留学生(“合资格学生”)必须:
- 亲临TD分行,告知工作人员您是国际留学生,即在经过认证的加拿大大学或学院就读的全日制高等院校学生,并持有可接受的在读证明;
- 提供加拿大政府签发的未过期的学生签证 (例如移民局表格IMM1442、1208、1102);
- 对于在Quebec省就读的学生:除上述文件外,还需提供Quebec接收函 (CAQ);
- 开立账户时达到所居住省份或地区的法定成人年龄;并且
- 满足相应优惠条款和条件中列出的资格标准。
For customers that opened an account through the TD Pre-Arrival Banking Program: The timing for offer conditions that require opening a new TD Student Chequing Account will be based on the date you enroll into the TD International Student Banking Package with a TD representative in Canada (the “Enrollment Date”), and not the date the TD Student Chequing Account was opened ("New Account Open Date"). The Enrollment Date will replace New Account Open date for all offers which require opening a new TD Student Chequing Account, except for the TD New to Canada Referral Program whose date conditions will remain unaffected.
Example: Customer opens a Pre-Arrival Banking TD Student Chequing Account abroad on January 15th, 2027 ("New Account Open Date"). They arrive in Canada and visits a TD Branch on June 30th, 2027 to activate their account and enrolls into the TD International Student Banking Package ("Enrollment Date"). The customer's start date to qualify for the offers requiring a new TD Student Chequing Account will begin on June 30th, 2027.
2 Value of up to $1,055 in welcome bonuses, savings and benefits is calculated as follows:
- TD Student Chequing Account Offer3: Earn $150 in cash when you start by opening a new TD Student Chequing Account3 ("New Student Chequing Offer") AND complete any two of the following with your new TD Student Account before May 3, 2027:
1. 设置雇主或政府的周期性直接存款。
2. Send or receive one e-Transfer of at least $40.
3. 使用Visa* Debit TD易通卡进行一次网上消费。
4. Set-up a Pre-Authorized Transfer Service ("Service") to an eligible TD Savings Account. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
- 学生专享信用卡优惠5:
- # Earn up to $500 in value with a new TD® Aeroplan® Visa Platinum* Credit Card. This includes up to 20,000 Aeroplan points and a first-year Annual Fee rebate. Conditions apply#. OR
- Δ Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance; after the 3 months as a one-time payout. Conditions apply.Δ
- 道明自管投资账户国际留学生专享优惠6:注册TD国际留学生理财组合并开立新的道明自管投资账户,即可赚取价值高达$200的奖励。$200的奖励金额基于以下各项的总价值计算:
- 高达$100的价值基于10笔免佣金交易计算得出 (每笔最高为$9.99)。
- 首年维护费回赠最高可达$100。
- 任何符合条件的道明自管投资新客户如为加拿大居民,且在开立新账户时达到所在省份或地区法定成年年龄,即可享受优惠。本优惠活动时间为2026年11月3日至2027年3月3日。请参阅下面的完整条款和条件以了解资格要求。
- TD Global Transfer Offer7: Save on TD Global Transfer fees: Eligible transfer fees charged to the New Chequing Account under the New to Canada Package will be credited back to your account for up to 12 months. This offer is an estimated value of $105 based on seven Western Union® Money TransfersSM using TD Global Transfer at a fee of up to $15 per transfer.您必须达到优惠说明中规定的资格条件。转账费用金额是动态的,可能会发生变化。外币汇率仍然适用。参与转账的其他第三方可能会向资金接收者收取额外费用。 Available transfer methods may change without notice.
- Student Exclusive Bundle Offer 8: Earn $100 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the Student Exclusive Bundle Offer below8.
- 学生可享的其他福利4:TD储蓄账户优惠 - 在新开立的合资格TD储蓄账户中,对于不超过$1,000,000.00的账户余额,在90天内享受额外4%的利息。
3 TD Student Chequing Account Offer: Eligible Students can obtain $150 cash (the "Chequing Offer") by opening a new TD Student Chequing Account between November 3, 2026 and March 3, 2027 (the “New Account”) and completing any two of the following with the New Account:
Earn $150 by completing any two of the following activities by May 3, 2027:
i. 设置并接收来自您的雇主或政府的周期性直接存款。直接存款的频率必须为每周一次、每两周一次、每月一次或每月两次。所设立的周期性直接存款是否适用于本优惠,须经我们批准。
ii. 完成一次金额至少为$40的e-Transfer汇款或收款。
iii. 使用带Visa* Debit标记的TD易通卡进行一次网上消费。
iv. Set up a recurring Pre-authorized Transfer Service ("Service") from the New Student Chequing Account to a TD Every Day Savings Account or TD ePremium Savings Account.周期性预先授权转账可以是每日、每周、每两周或每月一次。新支票账户开立后,任一项服务的首笔交易应在30天内处理完毕。
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
资格限制:
以下客户不可享受支票优惠:
- 截至2026年11月3日,已有TD支票账户 (不包括美元账户) 的客户;
- Customers who already have a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 3, 2025;
- 在2024至2026年获得过任何TD支票账户优惠的客户;
- 与未达到所在省或地区法定成年年龄的青少年或未成年人共同持有联名账户的客户;或
- TD员工,或与TD员工共同持有联名账户的客户。
对于新开设的联名账户,必须至少有一位新账户持有人满足资格要求。
履行:
满足所有条件后,支票账户优惠将在12周内存入新账户,前提是该新账户必须仍然保持开通、信用良好且依然满足所有条件。每位客户每个新账户限享一次支票账户优惠。
4 TD学生储蓄账户优惠 - 获享90天4%奖励利率:
合资格学生开立新的合资格TD储蓄账户后,可就账户中最高$1,000,000.00的存款余额,在90天内享受额外4%奖励利率 (简称“TD学生储蓄账户优惠”)。若要达到资格要求,您必须:
1. 开立新的学生支票账户
Open a New Student Chequing Account between November 3, 2026 and March 3, 2027, and
2. 开立新的储蓄账户
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by March 3, 2027; and
3. 存入资金,以在90天内获享额外4%的利息
除了指定TD储蓄账户当前适用的公布利率外,该账户中不超过$1,000,000.00的余额可在90天内额外获享4%年利率的奖励储蓄利率。新储蓄账户开立后最迟15个工作日内将开始套用奖励储蓄利率,并自套用之日起持续90天 (下称“优惠期”)。
- 只有存入新储蓄账户的资金才能享受奖励储蓄利率。
- 奖励储蓄利率为年利率。利息以每日日终余额为基础逐日计算,并于每月发放。
- 优惠期结束后,账户将仅按公告利率计算利息。
- 如需了解最新公布利率、利息计算方法及每日日终余额的相关说明,请参见关于我们的利息计算。
资格限制
TD学生储蓄账户优惠不适用于:
- 截至2026年11月2日,已有TD支票账户 (不包括美元账户) 的客户;
- 曾拥有TD支票账户 (不包括美元账户),并在2025年11月3日当天或之后关闭该账户的客户;
- Customers who open a New Student Chequing Account or TD Savings Account on or after November 3, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one that opened initially before this offer is fulfilled;
- 2026年11月2日前已拥有TD储蓄账户的客户;
- 曾拥有TD储蓄账户并在2025年11月3日当日或之后关闭此账户的客户;
- Customers who received any TD Savings Account offer from TD in 2024, 2025, 2026; except the 2026 TD Student Savings Account Offer; or
- TD员工或与TD员工开立联名账户的任何客户。
- 对于新开立的联名储蓄账户,必须至少有一位新储蓄账户持有人满足资格要求。
履行:
- 在为期90天的优惠期间,奖励储蓄利率与公告利率将按月分别存入新储蓄账户;但须在优惠兑现时,新支票账户及新储蓄账户均维持开立、信用良好,并持续满足所有相关条件。奖励储蓄利息可能涉及相应的税务事项。客户应咨询其个人税务顾问了解更多信息。
如要了解有关交易的信息以及账户费用的完整列表,请参阅关于我们的账户和相关服务。
5 TD信用卡学生优惠条款和条件:
# TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer:
# Earn up to $500 in value with a new TD® Aeroplan® Visa Platinum* Credit Card. This includes up to 20,000 Aeroplan points and a first-year Annual Fee rebate. Conditions apply. Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card.
- Earn an additional 10,000 Aeroplan points when you spend $1,500 within 90 days of Account opening.
- Get an Annual Fee rebate for the first year.
如要获得主要持卡人首年年费回赠,您必须在开户后3个月内激活您的信用卡,并通过账户进行首次消费。要获得附属卡用户首年年费回赠,您必须在优惠有效期内添加附属卡用户。
优惠可能随时变更、撤销或延长;除另有规定外,不能与任何其他优惠同享。
Terms & Conditions:
除非另有说明,利率、费用和功能自2026年3月2日起生效,并可能随时变动。
自2026年3月2日起生效。 To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Platinum Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if you satisfy the above eligibility conditions and TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html#/, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Subject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 10,000 bonus Aeroplan points ("Additional Bonus"), if $1,500 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 90 days of Account opening and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within 3 months of Account opening.相应的首年回赠将由TD在首次被收取年费的账单日起的2个账单周期内返还至账户。
TD也保留以下权利:(i) 限制个人开立信用卡账户的数量;(ii) 随时终止、撤回或暂停 (全部或部分) 本优惠,或以任何方式对本优惠进行修改。除非另有说明,否则本优惠不可与其他优惠叠加使用。 The Account must be in good standing at the time the Welcome Bonus and Additional Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus and Additional Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any points not yet awarded under this offer.
优惠自2026年3月2日起生效。价值高达$500的奖励可在账户开通首年赚取,并且基于以下各项的总价值:
- $124:首年主要持卡人 ($89) 和一位附属卡用户 ($35) 年费回赠;
- $400:满足下列要求可赚取20,000点Aeroplan积分:
- 首次刷卡消费可赚取10,000点Aeroplan积分迎新奖励
- 开立账户后90日内消费满$1,500可额外赚取10,000点Aeroplan积分奖励
Value is based on the majority of current Aeroplan Cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025 Redemption calculation is based on actual flight redemptions made by Cardholders between the period of Nov 8, 2020 – Sept 1, 2025.
The Welcome Bonus and Additional Bonus described in this offer are subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Aeroplan积分没有现金价值,但可以根据Aeroplan计划兑换航班机票和其他奖励。使用Aeroplan积分所获得奖励的零售价值将取决于一系列因素,包括发放的奖励类型,详情请见https://www.aircanada.com/ca/en/aco/home/aeroplan.html。Aeroplan积分只能根据Aeroplan计划的一般条款和条件进行兑换。Aeroplan计划的完整条款和条件请见:https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html。所有优惠都取决于满足优惠条款和条件中列出的标准。
Your points will not expire provided that you are the Primary Cardholder of a TD Aeroplan Credit Card and your Aeroplan account is in Good Standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions).如需了解更多关于Aeroplan积分过期政策的详细信息,请访问aircanada.com/aeroplan-inactivitypolicy。
Δ TD Cash Back Visa* Card offer Terms & Conditions:
除非另有说明,信用卡年利率、费用和功能自2026年11月3日开始生效,并有可能随时变动。
在优惠期间以及现金返还奖金入账时,请确保您的账户保持开通、活跃,且信用良好。如要通过TD现金返还Visa*卡赚取$125现金返还奖金,您必须在开立账户后90天内 (“前3个月”) 通过您的账户消费$1000 。您可以兑换现金返还奖金来帮助支付账户欠款。
优惠可能随时变更、撤销(魁北克除外)或延长,除非另有规定,否则不能与任何其他优惠同享。现金返还奖金将在满足优惠条件后的8周内记入您的账户。此优惠不适用于以下客户:(1) 在优惠期之前已激活TD现金返还Visa*信用卡账户的客户,(2) 将其现有的TD信用卡转为TD现金返还Visa*信用卡账户的客户,或 (3) 在过去12个月内注销过任何TD信用卡的客户。 Any Cash Back Dollars received under this Offer may be reversed after it has been applied if the qualifying purchases are cancelled and/or refunded to the Account.
我们保留对任何人开立账户的数目以及向其发放现金返还奖金的次数实施限制的权利。 Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars or not yet awarded.
此优惠仅适用于以下人群:(1) 在加拿大或其他地区的正规大专院校就读的高等院校全日制学生,(2) 为加拿大居民,(3) 无现有TD信用卡账户,并且 (4) 在申请TD现金返还Visa*卡时将“学生”作为职业的申请人。
请参阅您的披露声明和持卡人协议,以获取有关年利率的更多详细信息,包括我们如何收取利息以及如何为消费还款。
For Residents of Quebec Only
主要持卡人承担账户所有费用,包括任何附属卡用户产生的费用。账户最多可添加3位附属卡用户。
(i) 年费:在您首次使用信用卡后的第一份银行对账单中收取,并在之后每年的同一月份收取。
(ii) 账单周期/对账单结算期:可从一个月内的任何日历日开始,长度不固定,但一般约为一个月。
(iii) 宽限期:如果您在付款到期日之前全额支付当前银行对账单上的欠款,则您可以享受至少21天的免息宽限期。信用卡提现(包括余额转账、类似现金交易和TD Visa支票)无免息宽限期。
(iv) 最低还款额:最低还款额以新余额的5%或$10两者中较高者为准,外加任何当前逾期总额和超过您信用额度的金额。如果新余额低于$10,则最低还款额等于新余额。
(v) 利息费用实例
30天账单周期的利息费用实例 | ||||
年利率 | 平均每日余额 | |||
$100 | $200 | $1,000 | ||
消费 | 21.99% | $1.81 | $3.61 | $18.07 |
信用卡提现 | 21.99% | $1.81 | $3.61 | $18.07 |
购物默认利率 | 26.99% | $2.22 | $4.44 | $22.18 |
信用卡提现默认利率 | 27.99% | $2.30 | $4.60 | $23.01 |
^ 请参阅《TD现金返还Visa*卡持卡人协议》或《TD奖励Visa*卡持卡人协议》中的“TD现金返还计划条款和条件”或“TD奖励Visa*卡计划条款和条件”部分,该协议可在www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp获取。
6 TD Direct Investing Account International Student Exclusive Offer Terms and Conditions: Students who are New TD Direct Investing clients can earn up to 10 free trades (up to $9.99 per trade) and have quarterly fees rebated for the first year (up to $25 per calendar quarter).本优惠面向加拿大居民开放,申请者须已达所在省份的法定成年年龄,且申请时年龄不超过25岁。
本优惠活动时间为2026年11月3日至2027年3月3日。请参阅下面的完整条款和条件以了解资格要求。
如何满足优惠条件:
- 必须注册TD国际留学生理财组合。 Confirm enrollment by visiting a TD Canada Trust branch or by calling EasyLine at 1-800-387-2828.
- Must be a new TD Direct Investing client when opening a NEW TD Direct Investing account ("New Account") by March 3, 2027.
- 必须达到其所在省份或地区的法定成年年龄,且在申请账户时年龄不超过25岁。
- 必须为加拿大合法居民。
可享受本优惠的合资格账户:
- 现金(个人或联名账户)
不符合优惠资格的账户:
- 其他所有道明自管投资账户类型均不符合本优惠资格。
- TD简易交易账户
免费交易详情:
- 10笔免佣金交易适用于账户开立后的最初十二个月。
- 加拿大交易佣金将按每笔最高$9.99加元进行回赠;以美元计价的交易佣金将以美元回赠,每笔最高$9.99美元。
- 回赠仅适用于自助线上整股或零股交易;通过投资代表进行的电话交易不适用。佣金回赠适用于产生佣金费用的加拿大及美国股票、ETF及期权交易。在期权交易中,仅固定佣金部分可享回赠;按每份合约收取的费用仍须支付。固定收益产品、互惠基金、非美国/加拿大市场的交易,以及新发行产品均不在本优惠范围内。
- 自账户开立后次月起,道明自管投资将在每月最后一个工作日,将合资格交易的佣金回赠计入新账户。如遇最后一天为假期,回赠将在其后的两个工作日内完成处理。
维护费用回赠详情:
- 如账户被收取季度维护费,在开户后首年期间,该费用将按日历季度返还,每季度返还金额上限为$25。
其他条款与条件:
- 本优惠不可与任何其他促销同享,除非相关优惠条款中另有明确说明。
- 道明银行集团的员工不符合优惠资格。
- 此优惠可能随时更改、延长或取消,恕不另行通知。
- 如果道明自管投资认定您违反了上述条款,则保留拒绝提供此优惠活动中的任何奖励和礼遇的权利。
- 本优惠不可转让。
7 TD Global TransferTM Offer Terms & Conditions: The International Student TD Global Transfer offer is available to individuals who qualify for the International Student Banking Package and open a New Student Chequing Account. Starting the month the New Student Chequing Account is opened, TD Global Transfer fees charged to the New Student Chequing Account will be credited back to the New Student Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. For Western Union® Money TransferSM , the Western Union® fee amount is dynamic and will vary depending on the amount being sent, the recipient country and currency of the account funding the transaction.要符合此优惠资格,新学生支票账户须持续保持开立并维持信用良好。 Available transfer methods may change without notice.
外汇和其他第三方费用仍然适用。如果您以不同于您账户货币的货币汇款,您将按照我们设定的汇率从我们这里购买另一种货币。费用以汇款账户的货币计算。参与转账的其他银行可能会向资金接收者收取额外费用。如需了解费用详情,请访问http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp。
如要了解有关TD国际汇款的详细信息,请参阅:https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/。优惠可能随时变更、撤销或延长,除非另有规定,否则不能与任何其他优惠同享。
8 学生专享组合优惠:
合资格学生通过组合开立新的TD学生支票账户、新的TD储蓄账户以及合资格的新TD信用卡,并在90天内保持所有账户处于开通且有效状态,同时在规定期限内完成所要求的活动,即可获得$100现金奖励 (以下简称“组合优惠”)。
1. 开立一个符合资格的新学生支票账户
- Open a New Student Chequing Account between November 3, 2026 and March 3, 2027, and
2. 开立符合条件的新储蓄账户并完成一项操作。
- Open a New Savings Account by March 3, 2027.
- Set up a pre-authorized transfer service with the New Savings Account.预先授权转账服务的频率必须为每周一次、每两周一次、每月一次或每月两次。 The first transaction must be processed within 30 days of opening the New Savings Account.
3. 开立合资格的新TD信用卡
- Apply, be approved for, and open a new TD Cash Back Visa* Card or a TD® Aeroplan® Visa Platinum Credit Card (a "New TD Credit Card") by March 3, 2027.
- 新TD信用卡必须在开户后至少90天内保持开通、活跃状态且信用良好。
可能收取常规交易费用,请参阅“关于我们的账户和相关服务”了解更多信息。
资格限制
组合优惠不适用于:
- 截至2026年11月2日,已有TD支票账户 (不包括美元账户) 的客户;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 3 2025;
- Customers who open a New Student Chequing Account or a New TD Savings Account on or after November 3, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one opened initially before this offer is fulfilled;
- 在2026年11月2日之前已持有TD储蓄账户的客户;
- 曾拥有TD储蓄账户并在2025年11月3日当日或之后关闭此账户的客户;
- 在2024年至2026年期间曾从TD获得过任何储蓄账户优惠的客户,但2027年TD学生储蓄账户优惠除外;
- 在2024年至2026年期间曾从TD获得过任何支票账户优惠的客户,但2027年TD学生储蓄账户优惠除外;
- TD员工或与TD员工开立联名账户的任何客户。
- 2026年11月2日前为个人TD信用卡主要持卡人的客户。
- 过去6个月内激活和/或关闭过个人TD信用卡账户的客户。
若新储蓄账户或新学生支票账户为联名账户,则至少须有一位账户持有人符合相关资格条件。
履行:
组合优惠将在所有要求条件满足后的12周内存入新TD学生支票账户,前提是:在优惠兑现时,新TD 学生支票账户、新TD储蓄账户以及新TD信用卡仍处于开立状态、账户状况良好,且所有优惠条件仍持续满足。每位客户仅可享受一次组合优惠。
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∞ 条款和条件适用。请访问Uber网站,查看完整的条款和条件。
指道明宏达理财自管退休储蓄计划、道明宏达理财免税储蓄账户、道明宏达理财自管锁定退休账户、道明宏达理财自管退休收入基金、道明宏达理财自管终身收入基金、道明宏达理财注册残障储蓄计划和道明宏达理财自管首次购房储蓄账户。
道明自管投资、道明财富财务策划和道明财富私人投资咨询部均为道明银行下属部门道明宏达理财加拿大有限公司 (TD Waterhouse Canada Inc.) 的分部。
TD简易交易是道明银行子公司TD Waterhouse Canada Inc.下属部门道明自管投资提供的一项服务。
道明财富私人理财服务由道明银行提供。
道明财富私人信托服务由The Canada Trust Company提供。
道明银行集团 (TD Bank Group) 是指道明银行及旗下提供存款、投资、贷款、证券、信托、保险、 其他产品或服务的附属机构。
Interac e-Transfer®为Interac Corp.的注册商标。经许可使用。
® Aeroplan是Aeroplan Inc.的注册商标,经许可使用。
道明银行是TD现金返还Visa*卡的发行机构。
Visa*是Visa International Service Association的注册商标,经许可使用。
WESTERN UNION名称、标识以及由Western Union Holdings, Inc.所有的相关商标和服务标记在美国及许多海外国家注册和/或使用,经许可使用。
® TD徽标和其他商标均为道明银行或其子公司的财产。
