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Rates and fees for TD Cash Card
Rates and fees |
What you pay |
---|---|
Annual Percentage Rate (APR) for Purchases |
20.24%, 25.24% or 30.24% variable APR based on your creditworthiness. |
APR for Balance Transfers |
0% introductory APR for first 15 billing cycles after account opening. After that, 20.24%, 25.24% or 30.24% variable APR based on your creditworthiness. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement. |
Balance Transfer Fee |
$5 or 3% of transfer whichever amount is greater |
Minimum Interest Charge |
$1 |
APR for Cash Advances |
30.49% variable APR |
Cash Advance Fee |
$10 or 5% of advance whichever amount is greater |
年费 |
无 |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars |
Late Payment |
Up to $40 |
Return Payment |
Up to $40 |
需要更多信息?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Credit Card.
Choose your Spend Categories
Earn more on the things you buy the most.
Every quarter, you can choose your 3% and 2% Spend Categories, plus you'll always earn 1% on all other purchases.
When you open your card, you'll start with 3% Cash Back on Dining, 2% at Grocery stores.3 And then every quarter, you can to choose from these Spend Categories2:
- Dining
- 娱乐
- 汽油
- Grocery Stores
- 旅行保险