跳转到主要内容
登录

需要TD理财专员的帮助？

预约会面时间

Write your own story. Your future awaits you.

Live the life you want while working towards a sound plan for your future. That's why we're here - to help you manage and grow your finances to achieve your financial goals. Let's start by looking at borrowing options for your day-to-day needs, and long-term investment options for the bigger goals in your life.

Write your own story. Your future awaits you.

Live the life you want while working towards a sound plan for your future. That's why we're here - to help you manage and grow your finances to achieve your financial goals. Let's start by looking at borrowing options for your day-to-day needs, and long-term investment options for the bigger goals in your life.

Plan your financial future

Making smart financial decisions today can help set you up for future financial success tomorrow.

Borrow better to meet your needs

There are several reasons why you might want to borrow money. Learn about our borrowing products and services, and discover the different loans and lines of credit options to figure out the best one for your needs.

Need help finding the right TD borrowing products?

只需回答几个简单问题。 We'll suggest TD products to help you address your borrowing needs.

立即开始

Prepare for the future you want

How to borrow better

Whether you’re considering borrowing now or in the future, here are some tips and advice to help you make informed decisions when it comes to managing loans and credit.

常见问答

There are four main types of Lines of Credit offered to consumers by TD Canada Trust

  • 个人信贷
    TD个人信贷是您为日常采购及大额消费提供资金的明智选择。 了解详情
  • 学生信用贷款
    学生信用贷款是一种针对学生的借贷产品，可帮助支付中学后教育相关的开销。 了解详情
  • 投资抵押信用贷款
    使用合资格的投资产品作为抵押，享受利率比无抵押信用贷款更低的贷款。 了解详情
  • TD房屋资产净值灵活信贷
    The TD Home Equity FlexLine is secured against your home, giving you access to credit and a lower interest rate than a personal line of credit. 了解详情

In order to process your application for a loan or a line of credit, you will be asked to provide –

  • 申请信贷的目的，比如房屋装修或者购买新车
  • 个人信息如姓名、地址、出生年月和社会保险号码（社会保险号码选填）
  • 详细的就业和收入情况
  • 连署人的详细情况（如适用）
  • 您的资产，如汽车、银行账户、投资、房屋等等
  • 您的负债，包括任何贷款、信用卡余额、按揭等，以及您的每月还款总额

 

Also, you will need to provide the following additional documents if you are using your home as security –

  • 房产税证明
  • A copy of your property insurance policy

Apply for a single borrower personal loan, or unsecured line of credit online now.

*我们不能网上处理下列个人信用产品的联合申请：贷款（包括RSP）和个人信贷。 If you would like to apply for a joint loan or line of credit, please visit your nearest TD Canada Trust Branch or by calling 1 877 247 2265.

要获得房屋贷款的资格，申请人的全年总收入、信用记录、资产与负债（过去或现在）均会影响我们最终的信贷决策。

To determine the amount of mortgage you may qualify for, try our Mortgage Affordability Calculator to help you determine the right amount of mortgage for your financial situation. Our Mortgage Payment Calculator - helps you calculate mortgage payments on the amount you would like to set up.

Another tool to help you review your mortgage options is our Which Mortgage Works for Me? Tool, which recommends a mortgage product that is best suited to your needs.

继续探索