税务资源中心

Taxes are an important consideration when making any investment decision. The TD Asset Management Inc. tax resource centre is here to provide you with important tax related tools and resources for your registered savings plans, mutual funds, and exchange-traded funds (ETFs) to help you make informed decisions.


Important Information About Your Tax Slips

For an ETF held in a non-registered account, you will receive a T3/R16 tax slip for distributions received during the tax year from the dealer where you hold your units.

For mutual funds, your T3/R16 tax slips are sent directly by the mutual fund issuer.

Slips are required to be mailed by the end of March.For the breakdown of TD Mutual Funds and TD ETFs distributions for the year, refer to Fund Distributions below.


Tax & Retirement Planning

道明资产管理有限公司(TDAM)理解省税策略对于投资者的重要性。加拿大人有许多省税的投资工具可供选择,以帮助最大限度地提高税后收入并增长其投资组合。

For example, you may consider using a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) to save for retirement or a Registered Education Savings Plan (RESP) for a child's education. You may also want to take advantage of appropriate deductions and government sponsored benefits. In addition, consider whether it is advantageous to hold investments that earn relatively tax-efficient income, such as Canadian dividends or capital gains.

道明资产管理有限公司编制本指南的目的是简要介绍一些纳税计划信息。


Tax Insights

  • People will soon be able to put more money into their Tax-Free Savings Account. The contribution limit is set to rise to $7,000 for 2024, up from $6,500 in 2023. Georgia Swan, Tax and Estate Planner, TD Wealth, joins Anthony Okolie to discuss how the limit gets calculated and how you can make the most of the TFSA benefits.

  • While investors shouldn't prioritize tax efficiency when investing in ETFs, taxes can have a profound effect on overall return.

  • Tax-loss selling is the act of selling a security at a loss (capital loss) and using the loss to offset realized gains (capital gains) incurred from selling other securities in a non-registered account.

  • Important dates and reminders you need to know for the tax year as well as links to helpful resources.


基金分红

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TD Mutual Funds Distribution Summary

TD ETFs Distribution Summary

How Do Mutual Fund Distributions Work?

互惠基金的分红象征着基金所持有不同类型的投资产品产生的收益。随着这些投资产品赚取收益或被基金售出,收益也会以不同的方式进行分配。根据收益的来源,互惠基金分红会产生不同的税费,您必须清楚认识到这一点方可制定有效的省税策略。

Download the Distribution Guide Here

了解详情

工具和计算器

  • 退休储蓄计算器

    以易于打印的格式创建个性化退休计划。

     

  • 免税储蓄账户计算器

    无论您要为梦幻婚礼、应急基金、首套住房或漫长假期进行储蓄,免税储蓄账户均可帮助您更快达成目标。

     

  • 复利计算器

    长期投资是为未来储蓄的绝佳方式。使用复利计算器,查看您的投资将如何随时间推移实现增值。